i have 3 kilts, 1 that i wear right at/slightly below my belly button because that where it just seems to want to sit. i have another that i wear right at or above for a few reasons, one being that the kilt its self is a bit long for my femurs so i have to hike it up more than my other one so it doesn't look like im wearing it too low. and my third was made specifically for me and it sits right at my belly button, although i have yet to wear this one much more than trying it on yet. but ideally i would wear them all right at my naval if it were a perfect world