Welcome. When I started kilting, my first was a Utilikilt. Very cool for 2002, but have kind of out grown it literally and metaphorically. But my first traditional kilt was a family tartan in a medium weight wool. It is still my go-to, favorite kilt and wear it to everything from the bar to theater to formal black tie because it is that versatile. I, like you, wanted to get kitted out head to toe so bought a package deal from Scotland. If you do that, one word of advice is to go for an Argyll or other jacket and NOT a Prince Charlie. They are gorgeous and you will look amazing in it, but it is like buying a tux instead of a good suit.

I have expanded my wardrobe by finding used kilts where I can. It takes a lot of diligent searching, but you can find the occasional bargain here and there like the kilts I got at a Los Angeles garage sale that were in my size! (or darned close). Those bargains are the exception, but eBay is a great place to start. If you are thin or girthy it is easier to find kilts that are a good price on the used market. Those of us who are average, in that 33-38 inch waist with a 23-24 in drop have to look a little harder because it seems those kilts get more aggressive bidding. All this said, I think that you can find a good wool kilt on eBay for $100-150 if you look hard enough and take your time. I don't think there is any secret other than to decide your max. price and bid when you see the kilt. Don't be heartbroken if you loose it too, because there is ALWAYS someone out there with more money. Also try eBay.UK. not all sellers ship to the US and shipping runs about $40 for a kilt.

Lastly, when I asked a similar query about affordable Highland wear someone suggested making my own kilt. I was dubious to say the least, but have made two now and am starting on my third. The Barb Tewksbury book really does explain it in a way that anyone with manual dexterity and a little patience can make a kilt. Best of luck and enjoy.