just seen a thing on tech tv, a thing called email money transfer,looked very good, safe,just need online banking, all the big Canadian banks offer it CIBC, royal etc. just send an email and a security question eg "what is the mssage board called we chat in? answer xmarks the scot. cost the sender $1.50.
do it from home. now this may not take off rightaway, but keep your eye on it and maybe offer this payment option.as far as I know this is not available in the USA