I have a couple of USAK casuals I wear around the house and for work, plus a Bear casual. These are perfect for, well, everything, working in the garden, sitting around the computer etc.

Out to town I like a heavier kilt, 8 yarder, usually USAK semi trad.

Out at night, 8 yard wool in winter, 8 yard PV other times.

Since church is a home fellowship thing, I can be more casual there.

It's nice to slowly build a wardrobe that will allow you to dress for any occasion. It's a lot of dosh, but little by little, considering carefully the Hamish rule of colour matching ;-)

Life is truly wonderful kilted.