Thanks for the tips!

Tucked in is fine with me (always, with shirts) - and I always thought the convention with T's and especially polos was untucked. Sweaters or waistcoats untucked too, obviously. It's just difficult finding something short enough for on top, in waist to hip length

Now I just wish I hadn't thrown out my old jeans jacket years ago!

The rise on my kilt is just too high to look good on its own I fear, at 2" above my navel. Might just go for the shirt (tucked in, don't worry) and black suede waistcoat on top.

M.