Graham,

I'll agree with Hamish...I like the colors but not the sett. Regardless, it's a kilt and that's what matters here: you're kilted.

Not to get off topic, but I'd like to voice my own approval of Matt's practice of not using a third strap on the kilts he makes: For me, they aren't necessary (I'm speaking from personal experience). I own two kilts made by Matt and both of them lack the third strap seen on most traditional tartan kilts. Compared to other kilts I own with a third strap, Matt's kilts fit me better and look just as good (if not better).