utilikilts make a beer gut cut
and yes, I wear all my kilts on the waist, even the UK thats supposed to be warn on the hips.more of a traditional look, I think.
I think kilts on the hips look too much like a mini skirt,especially on short people like me (5'9")
I always wear a belt too, and the straps on your kilt will help get the fit just right, they will give you a 2 or 3 inch leeway.