I ordered my kilt from Scotland Yard a few years ago, using the payment plan. I was quite pleased with the service and love my kilt (Modern Russell Tartan), which was delivered much sooner than I expected. It was made in Scotland & compared to other places that I pricing kilts with, it was not that expensive.
I would definitely recommend them, especially if you want a true 8 yard wool kilt and don't have the full asking price at hand. The payment plan was very helpful.

Rick