Greetings, Shandy..... Welcome to Xmarks. Sounds like you already have the important attributes to start wearing a kilt... desire, self confidence, and gumption. You should know there are more than a few exceptional people on this forum are only too willing to offer their advice, experience and support. Every one of us - no exceptions - had to do put on that kilt a first time and we appreciate the trepidation. So jump right in and join in the fun. BTW, There are a couple of very nice Douglas clan Tartans.

Cheers,

blu