I feel that both have advantages. I like both, however it is like wearing a suit or jeans (if I can remember) they both need to be had. If I had to dress up more, the traditional would get more attention with my finances, but if it were a casual life I was living, definetly the casual would be the one to go for. It has come down to what has been said earlier on this thread, it all depends on my mood! Sorry that I could not be more specific.