Philabegs don't necessarily need to be that PolyVicsose stuff. There are wools available (or obtainable locally) that will work just fine.

We used to make a hybrid of the Casual and the Philabeg, that was a wool kilt (much like the Philabeg) without the sewn-down pleats. The wool or the thread can shrink a bit, which leads to pleat puckering. Ever wonder why Scottish kilts don't have sewn down anything?!

It's a value and look that you just can't beat for the buck. I used to work-out payment plans when necessary, and you can always see what can be done now. Hey... you're an XMarks member!!!