If, as you suggest, you believe you will be attending weddings and funerals only, and not anything like a "formal" event, then I would agree with Jock Scot and urge you to consider a tweed Argyll jacket and waistcoat.
Charcoal is what first comes to mind for us Americans, but do consider the traditional tweed colors like Lovat green or blue, dark blue, and brown. Depending on the color of the tartan you are wearing, it will make for a very handsome combination and an outfit that will also serve you from daytime through evening. The same jacket and waistcoat could serve for a highland festival or an evening wedding, and everything in between.


Now, I do have occasion to attend several formal events every year -- more than half a dozen -- so I have a black Barathea silver-buttoned Argyll (BBSBA) jacket and waistcoat. Because I am a "man of substance" (MOS) the Argyll is a more attractive choice for me than the Prince Charlie would be. But I basically would not wear it in the daytime, as the black with the silver buttons shouts "formal."
Descended from Patiences of Avoch | McColls of Glasgow
Member, Clan Mackenzie Society of the Americas | Clan Donald USA
"We have this hope, a sure and steadfast anchor of the soul." (Heb. 6:19)
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