I was heading East, wind was coming from the South, about a Force 5. I reached an open area by the church just before a cross road, and the swirling wind blew the pleats out to one side and flapped them like a sheet on a washing line.

Luckily I had on a heavy cotton petticoat, with a lace edging which was almost as long as the kilt. However, the sight of all that frou-frou fabric was enough to divert the attention of a driver and he caused a double shunt as the lights changed at the crossroad.

He glared at me ferociously - but his wife was giving him an earful over the damage to the car so I went on my way to the bank.