Dave,

Traditionally they hang loose in the back, the ribbons on Balmorals are always to be tied. I got a black glengarry with the red and white dicing and was surprised how much I've grown to like it. Don't forget to get a badge for it.
I use my Nevern brooch from the Celtic Croft:

http://www.kilts-n-stuff.com/Celtic_...in_brooch.html

Cheers