The combo looks comfortable. Polos work great with kilts - so no problem taking your jacket off either
I'll second that.
Its only this year that I've discovered that polos and kilts work so well together for casual wear so I'm grateful for the idea of adding a jacket as the weather gets cooler. I like the semi-casual effect it creates.
After I tore my eyes off of your niece I decided that I thought it looked pretty good. However, I'd agree with Panache, a more informal jacket like a tweed would probably work better. But the principle is good.
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