The length of the kilt and belt are both fine. The belt you have is a perfect daywear belt. The fancy buckles (generally rectangular) are really supposed to be for formal occassions. The trend in recent years has brought them to be used for daywear.
My only suggestion is to buy either a leather sporran strap or pick up a slim woman's black belt (with a small inconspicuous buckle) and replace the chain strap. Chain straps will abraid your front apron over time and they are for formal wear.
Looking very good! Welcome to the wonderful weird world of kilting!
Cheers
Jamie
-See it there, a white plume
Over the battle - A diamond in the ash
Of the ultimate combustion-My panache
Edmond Rostand
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