Thanks to all of the rabble who goaded & encouraged (nagged?) and really did help. It was so frustrating not being able to grasp what to do.

But despite my "I give up"s and "forget it"s I slept on it last night and gave it another shot this morning, (I'm a stubborn Celt, if nothing else). And the new posts were just the explanation I needed. Thanks again to all.
I am not worthy!!