John, how excellent of you to provide a diagram of the full achievement of an armiger! Hopefully this will go some way in clearing up the confusion caused by the correct/incorrect usage of heraldic terms when referring to the bits and bobs that combine to make up the heraldic achievement of an individual.

Perhaps you could scan in examples of a Chief's badge, an Armiger's badge, and a Clansman's badge for those folks who may not be familiar with them?

Scott