Maybe I'm just getting older but when is casual TOO casual

[Tony]

Thanks everyone. As was pointed out by Rex, it is just a personal taste thing for me, and yes the gut has something to do with it, but I appreciate your comments.

My sense is that you guys in North America are a little more experimental than I am.

Cheers, Graham.

Graham, you're wearing a kilt. In Oxford.
That's fairly experimental to start with!