Sir with all due respect, the Utility Kilt is the blue jean of the kilt world. It would be like wearing Levis with a black tuxedo jacket. Again I do not tend to be disrespectful, but you asked. The T-shirt or polo is what I see most wearing with the UT Kilt. I truly suggest if you wish to wear a kilt to a dress affair, you purchase a dress kilt, 5 yard or 8 yard, recommend 8 year, 13 or 16 Ounce weight, and get the jacket for that. Many of the vendors sponsors for this page have great kilt/Jacket combinations that are very reasonable and is much more in line for dressing for an affair then rather throwing a stone at the games. I agree with revdpatience, you can get ex hire kilts and jackets for great prices, and you can even look on this forum to get good deals for kilts and jacket. You have options, so keep you UT Kilt for casual with t-shirts and polos, not for dressing it up with a formal jacket. Again like putting lipstick on a pig. Again please I am not being disrespectful, just trying to show you the difference. CHEERS.