What's the difference between a banjo player and a mutual fund?

A mutual fund will someday mature and make some money.

Look for a Deering "Good Time" banjo. Nice little frailer made by really nice folks.
They used to be around $200 new but are more like $350 now but they show up used for cheap.
Bob

Yep, I've actually played my banjo in my kilt at a clan gathering. (how it got in my kilt, I'll never know)