Recently, I have sent canvas kilts to a couple up in Yellowknife in northern Canada and a Black Watch to a gentleman in Barrow, Alaska. From my living once up in Wisconsin I think that the people in such climates just become acclimated and learn to make the best of it. Actually, they seemed a lot more geared to the outdoors in the winter than people here in the south. As for the level of comfort, I agree with some recent postings that with a warm hat and coat one can stay plenty warm with a kilt in the winter. Surely Scotland isn't balmy like the photos recently posted from Hawaii.