You stated that you do not have a lot of money. Like you, I am very poor. I am handicapped with neurological problems. I always laugh at threads with Aryll jackets and the like, because I am one of the few people who cannot spend $200-$500 on a kilt jacket. This is the outfit I wear to formal events.
For a funeral wear a black tie and black flashes. If you are getting married wear a silver (or platinum) tie if you are a Scot, and a gold tie if you are Irish. The flashes should be red, green, or blue.
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