I say put that money in a jar and start saving. You will have to wait but you would be 30 bucks closer to the goal of purchasing a nice kilt. I bought my first kilt in the Army and I was only an E-4. Rest assured I was not rolling in any dough so to speak. But I knew I wanted a kilt so I just started saving a few bucks every week. Before I knew I had about 50% of the total cost. Then I made the purchase knowing I would have at least another 2 months to save the rest to actually receive the kilt. That is the nice thing about having one made. You get plenty of time to save the rest of the cash needed to make the purchase. Just my two cents worth anyway. Why spend 30 dollars on something you really truly don't want but are looking at it simply as willing to settle for. I say wait and start saving dude.