Paypal or Plastic?

**Kilted KT** · 2nd April 07, 09:44 AM

Can I interject here for a second? I am not sure, but I think I see a common issue here about paypal privacy with bank accounts, and vendors getting card info?

PayPal will allow your to use your credit card, free of charge, without an account, and without sending your info to the vendor.

It sounds like most people think that to use paypal you have to sign up and give them your banking info, when in fact you do not. I've used paypal for two years as my only means of payment, and a great many users who refuse to set up a paypal account have successfully transacted their purchases without an account using credit cards on Paypal.

**Colin** · 2nd April 07, 09:56 AM

I hate paypal and will only use it if absolutely necessary. If there is anothe roption besides paypal, I will likely take it. I have skipped over orders in the past becuase the company only accepted paypal.

**Dreadbelly** · 2nd April 07, 09:58 AM

I have found a suprising number of people pay me by check.

I don't mind, not at all, but it sure does take a while waiting on the mail.

Offer all options, no customer left out in the cold.

**SoldierSpike** · 2nd April 07, 11:11 AM

I'll use PayPal, but only if there is no other fast option. This is based on some of PP's TOS agreements, and their stance on certain issues which I hold dear.

Marc

**ckelly327** · 2nd April 07, 11:44 AM

I haven't had any problems using paypal almost since they came into existence. If it's for a small ticket item I have no problem with using the direct withdrawl from my checking account but if it's a little more expensive then I like the double protection of having paypal AND my credit card both offer payment protection so I use my credit card thru the paypal account. The only pain I've had with paypal is how long it takes to get money back to your account when there is a legitimate refund.

**James73** · 2nd April 07, 12:08 PM

I have only had one bad experience using PayPal however they are still my preferred method for paying for items purchased online. Having said that, the payment method consideration only enters the picture for me when bidding for things on eBay and similar sites (I will rarely bother to bid on items from a seller who does not accept PayPal.) When buying from an online vendor I will pay via whatever method they prefer, although I would be a bit suspicious of buying from a vendor who wanted me to send them cash.

**LK-13** · 2nd April 07, 06:17 PM

personally i prefer sending a money order via the mail.
but if i must i will use my credit card, but i hate using a credit card.
mail orders are like paying cash, the best way to do things.

i absolutely refuse to use PayPal!!
PayPal rooked me out of $60.00USD for an auction i never bid on.
so i will never use PayPal or bid on Ebay!!

**ccga3359** · 2nd April 07, 06:27 PM

I use paypal exclusively as I don't have credit cards. Paypal I have set up to my bank account. Most online companies take paypal and when checking out in foreign funds it shows the conversion for me. I know how much to leave in the account for when thosefunds are taken out (usually takes a few days for some reason though). With the lack of a credit card I have been unable to purchase something online quite often.

**LK-13** · 2nd April 07, 06:38 PM

Originally Posted by ccga3359

I use paypal exclusively as I don't have credit cards. Paypal I have set up to my bank account. Most online companies take paypal and when checking out in foreign funds it shows the conversion for me. I know how much to leave in the account for when those funds are taken out (usually takes a few days for some reason though). With the lack of a credit card I have been unable to purchase something online quite often.

it takes time because it has to go before the Fed.s in the USA, because PayPal being American, your Canadian funds are crossing the border and electronic cross border transactions are monitored post 9-11.

**herminator** · 4th April 07, 01:33 PM

Originally Posted by ccga3359

I use paypal exclusively as I don't have credit cards. Paypal I have set up to my bank account. Most online companies take paypal and when checking out in foreign funds it shows the conversion for me. I know how much to leave in the account for when thosefunds are taken out (usually takes a few days for some reason though). With the lack of a credit card I have been unable to purchase something online quite often.

Same here!