specialK...think.. don't just blindly follow the instructions, you gotta think about how this has to work!

If you put that big flap, which is the pleat that lies under the over-apron, on top of the velcro, then how is the velcro fuzzy part going to contact the velcro hookie part, in order to hold the kilt together? It won't, not if you assemble it the way you've got it.

What do you have to do, to make the velcro fuzzies meet up with the velcro hooks, which are on the under-apron? I'm not going to tell you, but just looking at your pictures should give you the answer. It's not difficult.

Am I being a PITA to not tell you? I don't think so. I'm encouraging you to think, and find your own solutions. It's impossible for me to write text that will solve every single question that anyone could possibly dream up about making an X-Kilt, so what I'm going to do is NOT give you the answer, I'm going to encourage you to think hard about what you're trying to accomplish, and make it happen.

you're a smart guy. You CAN figure this out.