Hamish's post reminded me of something. I tend to not wear a t-shirt with a tartan kilt. If I do wear a t-shirt of some sort, it is normaly with a canvas kilt.

In the pictures I have in the gallery, I am actually wearing a white undershirt with the canvas kilt. That is because I had removed the plaid flannel shirt I had been wearing over it in a few of the other pictures. I think those are all gardening pictures...