Another avenue you might not have considered is purchasing a less expensive kilt for the time being, say a heavy wool from StillWater Kilts. If you buy it about a size smaller than perfect for now, you'll be able to wear it through several inches of weight loss and then replace it with a nice, 8 yard custom kilt when you reach your goal weight.
This may be the sagest advice. I just received my first kilt a Stillwater wool. It cost me about $165 CDN with shipping and duty. They also have non-wool options for $45 less. Check them out at http://www.stillwaterkilts.com.
Gets you kilted for our next kilt night. Oh, and welcome from Burlington.
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