The Saltire would not do it for me either. I certainly am glad you are second guessing it as a viable option. If I were you I would look at L&M Sporrans I have two of thier sporrans, a daywear and a sealskin dress, while I realize you can not have a sealskin in the US they offer a faux version. If those are not your idea of a dress sporran then I also say a Ferguson Britt may be the way to go, I've also got two of them, and have had nothing but compliments from them, they are wonderful sporrans, and I'm sure you would enjoy one for years to come.

Both of these options are going to be relitively expensive however in my mind you get what you pay for.